Divorce Lawyer

Getting divorced can be an emotional and complex process. Dividing marital assets in a divorce can be complicated and is done with great difficulty.

There are several factors that must be taken into consideration such as the amount of wealth, the complexity of marital assets, and how that wealth and assets will be shared, more times than not it is not just 50/50.

Finding a good divorce lawyer is a necessity. We would suggest when looking for a divorce lawyer you do the following:

Find a specialist, a divorce lawyer should ideally specialise in family law, ones that mix other sectors may not have the vast knowledge in divorce law you may require.

Look for experience, find a divorce lawyer that has won many cases and has extensive experience in handling divorce cases.

When hiring a divorce lawyer, it is vital that you know what you want also, it will help if you and your divorce lawyer stay focused on the right outcome.

Find a divorce lawyer you can trust, you will need to be able to be open and honest with your lawyer, it is important that you share all facts with them so they have the heads up on any potential problems that may (and often do) arise.

It is also worth asking the divorce lawyer how much they will charge, there is nothing worse than being hit with an extortionate bill when you are not expecting it.

The legal process of divorce is a tough one, it is said there are five stages Denial, anger, bargaining, depression, and then acceptance, so as you can see it is a complicated process with many emotions involved. Do your research and make sure you find a good divorce lawyer, once you have done that the whole process should become a lot easier.

Couples feet by a cat

Dudley Accountants

If you are a business owner, you may be researching Dudley Accountants and working out what services they can provide for your business. It is easy to get lost in the number of technical terms and overload of information, so hopefully, we can help!

The end goal for Dudley Accountants is to improve and manage the financial administration side of your business. This can be a range of services such as implementing cloud bookkeeping, expense management, helping balance cash flow and more.

Whether you are a company that is newly set up and needing advice or you been struggling to manage complex accountants internally, Dudley Accountants can help.

What Can Dudley Accountants Do for Your Business?

Staying on top of business accounts and tax can be time consuming and overwhelming, especially when trying to manage this with other roles within the company. This is often due to not having specialist knowledge and having additional business day-to-day pressures.

Most limited companies choose to hire accountants to oversee the company’s finances. The cost of outsourcing is usually a small price to make steps in securing the businesses long-term security.

Dudley accountants can do as much or as little as you need them to, depending on the size and setup of your business.  However, they must be provided with up-to-date records, as the financial records will only ever be as accurate as the information provided to them.

Due to technology now allowing for virtual cloud-based accounting – communications and management are easier now than ever.

What tasks can your accountant do?

  • Setting up your limited company via Companies House (assuming you have not already done so)
  • Setting up and running a payroll system
  • Preparing your company’s quarterly VAT returns
  • Bookkeeping
  • Completing HMRC payroll-related forms (such asP60)
  • Completing your Annual Company Accounts
  • Completing your Company Tax Return
  • Provide mortgage or tenancy references
  • Dealing with HMRC correspondence
  • Submitting your official confirmation statement each year
  • Setting up a limited company bank account on your behalf

Dudley accountants

Hospitality and Catering Apprenticeships

Since you were born you have learnt about the world similar to those undertaking hospitality and catering apprenticeships. Imagine, during your first couple of years you learnt to walk and talk by observing, copying and perfecting. Then as you learnt how to play football, you watched the premier league, practiced with your mates and eventually you were able to do however many keepy-uppies in a row. Then you learnt how to apply nail varnish, you watched YouTube videos, practiced on your own nails, and now have a salon ready look every time you leave the house. This is the same principle as an apprenticeship: observe, practice, perfect.

In this blog post we will go through each stage of a hospitality and catering apprenticeship, determining how you might do each of these stages and what might become of you if you get to the perfection stage.

man wearing white dress shirt

The three Apprenticeship Stages

Observe – Learning on the job

The central part to an apprenticeship is that you go to work. Through hospitality and catering apprenticeships, you are required to shadow someone in a job similar to the one you are aiming for. For example, if you were looking to be front of house you might follow  waitress or if you were considering the culinary aspect, you would shadow a chef.

During this shadowing, you should try to understand how their process works and how you can apply this to your everyday work. Here you will learn the basics.

Practice – Improve on the Job

At this point you’re ready to get stuck in. Start kneading the dough with your mentor watching or maybe start taking orders and welcoming people to the restaurant. All these observing and the practising patterns will come together and you will notice yourself improving. The main thing to note is do not be disheartened if at first you are not as good as you first expected to be. The whole point of a hospitality and c atering apprenticeship is to learn and improve on the job.

Perfect – Get the Job

Once you have completed your hospitality and catering apprenticeship, you will look to secure a job in the chosen sector. Slowly but surely, you will start to see an improvement in your day to day work and things that you once found difficult, you will no longer have to think about. This is when you know that you have reached perfection in your apprenticeship.

Eye Bolts

An eye bolt is a bolt with a loop at one of the ends. It is usually used to attach an eyebolt to a structure so that a cable or wire can be tied to it.

There are many different variations of an eyebolt, such as:

Dynamo Eye bolt: A dynamo eyebolt will have a larger eye hole than usual and have the name of a Dynamo eye bolt because they were originally used to safely lift Dynamo motors vertically.

Palm Eye bolts: A palm eye bolt is an eyebolt with two straight sides.

Collared eye bolts: The collared eye bolts are mainly used in lots of lifting applications they enable a safe means of lifting by allowing a lifting point so equipment can then be attached, and products lifted safely.

Shackle eye bolts: Shackle eye bolts have curved sides; these are mostly used in the lifting industry and have been for years.

Pigtail eye bolts: Pigtail eye bolts are mainly used for the suspension of pipes and conduits, mostly used underground.

Machinery eye bolts: A machinery eye bolt is fully threaded; these can be used for angular loads up to a 45-degree angle.

The most common types of eye bolts that are used in industrial applications are also nut bolts and screw eye bolts. All eye bolts come in two types of styles plain and shoulder. Each of these does come in different sizes.

As you have read above eye bolts come in various designs, the correct type of eyebolt must be used for the correct job. Each eye bolt used must ensure that it exceeds the working load limit for the job required.

Eye bolt screws
Eye bolt screws

Credit Repair

Do you find yourself searching for “apply for car finance bad credit” you are not alone!

Have you ever been in the situation where you apply for car finance with bad credit? It is a situation a lot of us find ourselves in. It can be a struggle to get any kind of finance if you have bad credit.

In the past if you have found yourself trying to apply for car finance with bad credit, you may wonder if there is anything you can do to reverse the bad credit, well there is!

There are credit repair companies out there that will do the hard work for you. Legitimate credit repair companies will only charge for credit repair services once they have got results. The credit repair organizations act forbids any credit repair company from accepting payments in advance.

Credit repair companies claim to help you remove information such as county court judgement and defaults from your credit file. However, companies will only amend or delete information from your history when instructed to do so by the institution that has originally provided it. We suggest before paying a credit repair company any money, seek advice from friends or family or even the citizen’s advice bureau to make sure you are doing the right thing and not just throwing more money away.

You can improve your credit rating yourself without the help of a credit repair company. From now on start making your payments regularly and on time. Having little or no credit history is sometimes just as bad as not paying in regards to your credit score, having no credit history makes it hard for companies to assess you so actually getting a credit card (making sure you pay it off in full and on time EVERY month!) can increase your credit score.

Managing to improve your credit score means companies see you as a lower risk, making it more likely that you will be approved for credit.

In the future, you may get lower interest rates, higher credit limits and it will most certainly give you access to more offers such as loans or mortgages.